Terms & Regulatory Disclosures

Sai Madhukar Rathi is an AMFI-registered Mutual Fund Distributor (ARN-323387). Mutual fund distribution services on this website are offered in the capacity of a distributor and not as a SEBI-registered Investment Adviser. Recommendations, if any, are made in the capacity of a distributor and not as fee-based advisory services.

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Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not indicative of future results and there is no guarantee that objectives of any scheme will be achieved.

Life insurance services presented on this website are offered by Meghana Sai Madhukar Rathi, authorised LIC Agent (Code: LIC0336869H), and are limited to LIC products only. Insurance is the subject matter of solicitation. Policy issuance, terms, pricing, acceptance of proposals and claims are solely at the discretion of LIC of India as per its rules and applicable regulations.

Sai Madhukar Rathi is associated with HDFC ERGO General Insurance Company (License No. HCG260212349907) and acts as a POS Partner for Go Digit General Insurance (Code: 1199314). Insurance products are subject to the terms, conditions, exclusions and underwriting guidelines of the respective insurers. Please read the policy documents, sales brochure and related literature carefully before purchase.

“Luxime” is a collective brand name used for services offered by the respective licensed individuals mentioned above. Each individual acts in their own licensed capacity, and regulatory accountability and service liability remain with the respective license holder and/or insurer/asset management company, as applicable.

Any calculators or tools provided on this website (including SIP, goal or insurance calculators) are for illustrative and educational purposes only. The results are indicative estimates and are not a guarantee of returns, benefits or outcomes. They should not be treated as a substitute for personalised professional guidance or product illustrations provided by the relevant Mutual Fund or insurer.

This website may contain links to external websites, including those of insurers, asset management companies, regulators and other service providers. These links are provided for convenience only. Luxime does not control and is not responsible for the content, accuracy, security or privacy practices of such external websites. Users should independently review the terms, conditions and privacy policies of any third-party websites they visit.

While reasonable care is taken to ensure that the information on this website is derived from sources believed to be reliable, no representation or warranty, express or implied, is given that such information is accurate, complete or up to date. Luxime and the individuals named above do not guarantee any particular return, outcome or claim settlement result. To the maximum extent permitted by law, they shall not be liable for any loss or damage arising directly or indirectly from the use of, or reliance on, the information provided on this website, if such use is made without direct consultation and without reference to official scheme or policy documents.

This website is intended primarily for use by residents of India. Your use of the website and any dispute arising out of such use shall be governed by and construed in accordance with the laws of India and shall be subject to the exclusive jurisdiction of the courts at Visakhapatnam, Andhra Pradesh (or your chosen city).