A Family-Led Approach to Financial Confidence
Luxime is a family-led financial services practice based in Visakhapatnam, Andhra Pradesh, serving clients across India. We believe financial decisions should be made with clarity, trust and long-term thinking.
Sai Madhukar Rathi is an AMFI Registered Mutual Fund Distributor (ARN-323387) and also holds HDFC ERGO License No. HCG260212349907. He helps clients with mutual fund investing, SIP planning, and health and general insurance guidance.
Meghana Sai Madhukar Rathi is a licensed LIC Agent (LIC0336869H). She helps families understand life insurance needs and choose suitable LIC solutions for long-term protection.
Together, we aim to help families protect what matters and build wealth with discipline and confidence.
Our Credentials
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Sai Madhukar Rathi — AMFI Registered Mutual Fund Distributor (ARN-323387)
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Sai Madhukar Rathi — HDFC ERGO License No. HCG260212349907
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Meghana Sai Madhukar Rathi — LIC Agent LIC0336869H
How We Work
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We begin by understanding your goals, family responsibilities, existing investments or policies, and your comfort with risk. Based on that, we help you take the next step with practical and personalised guidance rather than one-size-fits-all recommendations.
Meghana Sai Madhukar Rathi
Life Insurance through LIC
Meghana Sai Madhukar Rathi is an authorised LIC Agent (Code: LIC0336869H) based in Visakhapatnam. She focuses on helping families understand and plan for life cover in a way that is warm, straightforward, and grounded in real-life priorities.
Her expertise lies in helping young families, working couples, and individuals think carefully about income replacement and long-term financial security for their loved ones.
"When I help a family put the right life cover in place, I know I have helped protect someone's most important relationship — the one they have with the people they love."
Sai Madhukar Rathi
Mutual Funds, Health & General Insurance
Sai Madhukar Rathi is an AMFI-registered Mutual Fund Distributor (ARN-323387) based in Visakhapatnam. He also provides health and general insurance support through HDFC Ergo (License No. HCG260212349907) and Go Digit as a POS Partner (Code: 1199314).
His approach is centred on connecting families to financial tools that genuinely serve their goals — whether that is building an education corpus, preparing for retirement, or protecting assets against unexpected events. He believes that clarity and patience matter more than jargon.
My job is simple: help families take the right steps, not the most complicated ones."
Frequently Asked Questions
Luxime is a family-led financial services practice led by Sai Madhukar Rathi and Meghana Sai Madhukar Rathi.
Sai Madhukar Rathi is an AMFI Registered Mutual Fund Distributor (ARN-323387) and holds HDFC ERGO License No. HCG260212349907.
Life insurance guidance is provided through Meghana Sai Madhukar Rathi, LIC Agent LIC0336869H.
No. Luxime is based in Visakhapatnam and serves clients across India through remote consultation.
Our Promise
Under the Luxime brand, every service is offered with full regulatory compliance under the applicable frameworks of AMFI, IRDAI, and the laws of India. We believe the most valuable thing we can offer a family is not just products, but trust earned through honesty and transparency over time.
Want to know how we can help your family?
Disclaimer
All financial and insurance decisions should be based on your personal needs, eligibility and applicable product terms. Mutual Fund investments are subject to market risks. Insurance products are subject to policy terms and conditions.